.:: Buying a Car ::
 
 
BUYING A CAR
:: Introduction
:: Needs vs desires (1)
:: Needs vs desires (2)
:: Budget (1)
:: Budget (2)
:: Advertising
:: New vs used (1)
:: New vs used (2)
:: Dealer vs private
:: On-line
:: Auctions (1)
:: Auctions (2)
:: Choosing a car
> JD Power CSI
> CAR's 2007 parts price survey
> CAR Top 12 best buys
:: Finance (1)
:: Finance (2)
:: Car allowance (1)
:: Car allowance (2)
:: Security
:: Insurance (1)
:: Insurance (2)
:: When things go wrong
DEALER OR PRIVATE?

Buying from a dealer is usually the safest option because you are dealing with an institution and, therefore, theoretically you are better protected under the law.

However, not all car dealers are the same. Look for dealerships that have a good and established reputation. If a dealer is approved by the major finance houses, this is a good sign. Some will also have a trade association sign in the window, which means that the dealership applies a code of practice.

Sales tactics

  • “If you come back tomorrow, this car will be gone/sold”
  • Switching on the radio during the test drive
  • “One old lady driver. Only used on Sundays . . .”
  • Before signing any documents, and before actually taking delivery of the car, it is best to carefully examine the car with the salesperson and point out anything that is not satisfactory. He/she may promise you that it will be fixed, or that it will be taken care of at the first service etc, but insist that everything is in order before driving away, or at the very least, get the dealer’s promises on paper and signed.
  • Sales documentation is tedious to check, but it really is best to read everything thoroughly and ask if you don't understand anything. Take a cynical friend along: everyone has one of these…

You can also tell a lot about a dealer by the salespersons' attitudes, and also the kind of people that visit the dealership. Buying from a private individual usually is cheaper, but there are risks. The car could be stolen, or, just as bad, still be under a finance agreement, which means the seller is not actually the owner of the vehicle, but rather the lending house is. If a private seller lies to you about the condition of the vehicle, you can sue him if you have evidence… and if you can find him… And, of course, a private individual is very unlikely to give a written warranty.

Run for the hills . . .
Some dealers pretend to be private sellers to avoid legal obligations and to get rid of problematic cars to unsuspecting buyers. Here are some clues to look out for:

  • If an ad gives only a mobile number or specifies a time to call, “Office hours only…”
  • If the same number/number appears in several ads.
  • The seller wants to bring the car to you, or meet you somewhere.
 
 
 
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